Checking and Savings Accounts

AS OF 6/14/10

Savings Accounts:

$ 100.00 - $ 9,900.00 = 0.55%
$10,000.00 - $24,900.00 = 0.65%
$25,000.00 - $49,999.00 = 0.85%
$50,000.00 - $99,999.00 = 1.10%
OVER $100,000.00 = 1.30%
DIVIDENDS PAID QUARTERLY

Checking Accounts:

NO MIN BALANCE
DIVIDEND RATE 0.20% PAID MONTHLY

Fees:

Stop payment = $10.00
Copy of paid share draft = $2.00
Nonsufficient funds = $20.00